Does Homeowners Insurance Cover Landscaping?
Posted: October 31, 2017
Does Homeowners Insurance Cover Landscaping?Your yard is an important part of your home and requires a great deal of time, effort, and money to maintain. Landscaping can suffer damage from fire, theft, and vandalism, just like the inside of your home. If you have worked hard and invested a lot of money to create a beautifully landscaped yard, you may be wondering whether homeowners insurance will cover your trees,...
Energy Saving Tips For Hot Summer Months
Posted: July 20, 2017
Energy Saving Tips For Hot Summer MonthsKeeping your home cool in the hot summer months can be as costly as keeping it warm in the wintertime. These energy-saving tips can help you minimize your electricity bill while staying cool and comfortable during the heat of the summer months: Set your thermostat to 78° or higher. This can lower your cooling bill by approximately 12%. While you are away from home, set...
Driving Tips To Stay Safe During Your Summer Vacation
Posted: May 15, 2017
Driving Tips To Stay Safe During Your Summer VacationLonger days, warm, sunny weather, and roads free of snow and ice make summer the perfect time for vacation road trips. In fact, Insurance Institute for Highway Safety (IIHS) statistics reveal that more fatal traffic crashes occur over the summer months than over the winter months. Contributing factors to the increase in serious accidents during the summer include congested roads due to vacation travel with...
Helpful Tips To Get Your House Ready For Spring Storms
Posted: March 20, 2017
Helpful Tips To Get Your House Ready For Spring StormsApril showers may be great for a lush, blooming garden, but the heavy spring storms can lead to very serious damage if you are not prepared. Homeowners can avoid costly repairs by taking a few simple steps before the first storm hits. Have a Plan in Place When severe weather hits, the most important thing is to ensure the safety of every member of your...
How Depreciation Can Affect Your Auto Insurance Premiums
Posted: March 6, 2017
How Depreciation Can Affect Your Auto Insurance PremiumsThe value of virtually any expensive item changes as time passes. For a high-quality bottle of wine or a rare painting, the value may increase as the item ages, but cars and other vehicles usually only depreciate, losing significant value as the years pass. There are some rare exceptions, such as antique or other collectible vehicles. With a new car, the biggest drop in value...