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Insurance Blog

Do I Need Insurance for Undeveloped Property?

If you own undeveloped property, does it need to be protected with a separate insurance policy? The personal insurance section of your homeowners policy may cover vacant land up to a specific limit. If a lawsuit is filed against you for personal injury on the property, the policy limit may be too low. Personal insurance can be purchased separately or is one section of your...

Common motorcycle accidents: Causes and considerations

For avid motorcycle riders like you, knowing the factors that contribute to the most common motorcycle accidents can help you avoid these hazards. We reviewed our recent motorcycle accident claims to help improve your awareness as you prepare for your next ride. Learn what causes most motorcycle accidents Loss of control is by far the most common cause of motorcycle accidents, accounting for more than...

Your guide to motorcycle insurance costs

As you search for the right motorcycle insurance coverage, you try to balance two priorities: protecting your bike without breaking the bank. Ultimately, the cost of motorcycle insurance depends on you. Let’s investigate the elements that determine your insurance premiums—and the actions you can take to help reduce your costs. Factors that affect your motorcycle insurance costs Your insurance score You probably have a good...

Motorcycle insurance coverage: Your 101 guide

Understand the importance of motorcycle insurance coverage When you’re out for a ride, you want to live in the moment—which means you don’t want a bunch of what-ifs rattling around your brain. “What if I get in an accident?” “What if I get pulled over?” “What if my battery dies?” Quality motorcycle insurance coverage can help put your mind at ease—and it helps ensure you...

Do I Need Boat Insurance for a Non-Motorized Boat?

Depending on where you live, you may not be legally required by the state to carry boat insurance for a non-motorized boat, but that is not the only reason to insure your boat. If you have invested in a sailboat, kayak, canoe, or RIB (rigid inflatable boat), boat insurance will protect your investment if the watercraft is damaged during an accident. It should also protect...